Getting the money together to build a house can be an enormous challenge. The possibilities include saving up enough money over time, paying for it with earnings while doing the construction, or borrowing from friends, family or a bank, and then paying back the debt over time. All of these options have their pros and cons. Saving money is a good way, but it means postponing the pleasure of living in your dream home, and it can take a long time to save enough money. Paying as you build with income can be a lengthy project because not only are you limited by available resources, but you must work while trying to oversee the building. Borrowing money is likely the fastest way to be able to move in, but then you are committed to a lengthy (and costly) payback period.
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